Smart money app - Cash ISA 5.06% AER (variable)* + £5 extra in your Plum account

Highlights

• 5.06% AER variable for new customers who open a Plum Cash ISA
• Min opening balance is from £1
• FSCS protected
• Plus get £5 extra in your Plum account

Description

No code needed, just make an account through our link when you press 'get deal'. Accounts are opened via the app in a few taps.

• Retailer Information

  Plum is the ultimate smart money app, helping 2 million people to invest, save and manage their spending with automation. With its automated features and smart technology, Plum gives you control of your money to help you reach your money goals. Just connect your bank account(s), set up your smart rules and then it’s over to you. Save, invest, budget and spend with Plum.

• Terms and Conditions

  T&C's for Cash ISA 5.06% AER (variable)*
  
  Minimum balance to get the basic rate + bonus is £100
  Rate shown for new customers only. Interest on Plum's Cash ISA varies - this is the rate on 22/04/25. ISA rules apply. Includes a bonus rate of 1.52% AER if kept for 12 consecutive months. Cash ISA T&Cs apply. Plum is not a bank.
  Customers can withdraw up to 3 times without any impact on their rate. After the fourth withdrawal, the rate changes to 2.5% AER (variable)
  FSCS protected (money is held with Lloyds Bank and Citibank)
  
  T&C's for £5 extra in your Plum account
  
  Stocks and Shares ISA and any investments not included in the promotion
  After 95 days if you have £100 in your Plum account. Standard site terms and conditions apply. Plum does not provide investment advice, and you as an individual investor should make your own decisions or seek professional independent advice. The value of investments can go up as well as down and you may receive less than your original investment or lose the value of your entire initial investment. Past performance is not a reliable indicator of future results. Currency rate fluctuations can adversely impact the overall returns on your original investment.
  
  https://blog.withplum.com/plum-cashback-promotion-2023/
  
  This service is not regulated and is not performed as part of our introducer appointed representative agreement.
  
  FAQ's
  
  Is it flexible ISA?
  Not flexible
  
  Is it’s possible to transfer in from another ISA, and if so, whether that needs to be done during application or if it can be done at a later point?
  Yes, it is possible. This can be done at sign up or later - whatever is convenient for the user, and is available via the app. Transfer ins are currently not eligible for the Bonus Rate.
  
  When is it possible to access interest (i.e. when it’s paid, and whether there’s a choice of it being paid into the cash ISA or paid away to a linked bank account)?
  The interest is paid into your Cash ISA. The basic rate is paid monthly and is accessible, with the bonus of 1.22% AER (variable) following after 12 months.