Say hello to LiveLend - The fast, fair and flexible loan

Personalised rate upfront
No impact to credit score
Money within 4 hours

Say hello to LiveLend - The fast, fair and flexible loan


  • One clear rate - When we give you a quote, we’ll give you your real rate. That way, you’ll know exactly how much your loan will cost from the very beginning.
  • Money in minutes With a quick online application that should only take 10 minutes to complete, we’ll transfer your funds immediately so your money's in your account within four hours.
  • Fair and flexible - We’ve created one of the most flexible loans around. You can make overpayments anytime, repay early with no fees and manage your loan quickly and simply online.
  • Score goes up, rate comes down - Our Reward Loan responds to improvements in your credit score, so your rate changes as you do. For every 25 points your credit score increases, we’ll reduce your loan rate by 2%, as long as you're up to date with your repayments.
  • UK support - Support is available on live chat or email. And, if you’d prefer to speak to us on the phone, we’ll always call you - so you won’t ever have to wait on hold again.


Minimum age: You must be at least 25 years old

Loan amounts: £1,000 - £12,000

Loan terms: 1-5 years

Representative Example: 24.9% APR

Representative based on a loan of £5,000, repayable over 42 months at an interest of 24.9% pa (fixed). Monthly repayment of £172.91. Total amount payable £7,262.40. Our representative APR applies to loans from £1,000 to £12,000, for terms of 12-60 months.

Our personalised APRs range from 11.8% to 39.9%.

Visit LiveLend to discover more about what makes the dynamic loan truly different and get a quote to see if you're eligible in just two minutes

  • LiveLend is a trading name of Chetwood Financial Limited, company number 09964966. Chetwood Financial Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 740551. Authorisation can be checked on the Financial Services Register at We’re also registered with the Information Commissioner’s Office under registration ZA218401 and we’re a member of CIFAS, the UK’s leading fraud prevention service. Chetwood Financial Limited is registered in England and Wales and our offices are at Ellice Way, Wrexham Technology Park, Wrexham, LL13 7YT.

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