Shopping Plus. 20 months 0% on shopping

Representative 19.9% APR (variable)
Based on £1,200 credit limit. 2.9% fee


  • 0% on shopping for 20 months, available for 90 days from account opening (2.9% fee applies, minimum £5)
  • 0% on shopping for 6 months
  • Earn M&S points every time you shop
  • Credit available subject to status to UK residents aged 18 or over. Balance transfers have a 2.9% fee, minimum £5. Terms and conditions apply.

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