Fee-free Mortgage Advice - Low rates + pay no stamp duty*

2 year rates from under 1.3%
First time buyer | Remortgage | Moving home | Buy-to-let

Fee-free Mortgage Advice - Low rates + pay no stamp duty*

Highlights

  • Search 1000s of mortgages from 90 top lenders including RBS, Santander and HSBC
  • 2 year rates from under 1.3%
  • 5 year rates from under 1.5%
  • Mortgage Advice Bureau is a leading mortgage network as well as the UK’s most recognised intermediary consumer brand, winning over 150 national awards for the quality of its advice and service

Description

*Government announces increase in Stamp Duty threshold

The government has announced a temporary rise in the stamp duty threshold for England and Northern Ireland residents from £125,000 to £500,000 taking effect immediately and running until 31st March 2021. This means you’ll now have to buy a house for £500,000 or more before you have to pay any stamp duty fees.

What does this mean for you?

If you’re a first time buyer, this announcement might not affect you that much as you’re already exempt from paying stamp duty on houses below £300,000 in the UK, and £500,000 in London. However, if you’re considering moving house soon then this could make a difference to your decision-making as there’s now an opportunity to save some money, and it could be a significant amount too. For instance, if you were to buy a house at £500,000, you’d previously have paid £15,000 in stamp duty tax.

  • Your home may be repossessed if you do not keep up repayments on your mortgage.

    You may have to pay an early repayment charge to your existing lender if you remortgage.

    There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

    Your home may be repossessed if you do not keep up repayments on your mortgage.

    Fee free advice is available through Freedom 365 Mortgage Solutions Ltd. Other Appointed Representatives may charge a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

    Mortgage Advice Bureau is a trading name of Freedom 365 Mortgage Solutions Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau Limited (Derby) who are authorised and regulated by the Financial Conduct Authority. Freedom 365 Mortgage Solutions Limited. Registered Office: 2nd Floor Gresley House, Ten Pound Walk, Doncaster, South Yorkshire DN4 5HX.

    Registered in England Number: 10247549. FCA Number 755479

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