{"id":9547,"date":"2023-07-27T13:17:15","date_gmt":"2023-07-27T12:17:15","guid":{"rendered":"https:\/\/healthservicediscounts.com\/blog\/?p=9547"},"modified":"2023-08-30T16:00:34","modified_gmt":"2023-08-30T15:00:34","slug":"nhs-budgeting-how-budgeting-work-how-to-get-started","status":"publish","type":"post","link":"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/","title":{"rendered":"NHS Budget To Help You Save – How NHS Budgeting Works & How to Get Started"},"content":{"rendered":"\n

In simplest terms, budgeting is a spending plan that you create to help you better manage your money. It can usually help you achieve a financial goal, such as getting out of debt, purchasing a house, or booking a holiday.<\/em><\/strong><\/span><\/p>\n\n\n\n

\n\n\n\n

Budgeting can involve a more complex list of financial expenditures, but at its core, there is no right or wrong way to budget,<\/span> and remember that everyone’s circumstances are different. <\/p>\n\n\n\n

\n
Sign up for money-saving discounts<\/a><\/div>\n<\/div>\n\n\n\n
<\/div>\n\n\n\n

Why is Budgeting Important?<\/strong><\/span><\/h2>\n\n\n\n

There are multiple benefits to NHS budgeting, not just for those who struggle financially and are looking to get \u201cbetter\u201d with money. Budgeting encourages you to live within the means of your budget and to work out what\u2019s possible. You can think of a budget as a stepping stone to your financial ambitions and goals.<\/span><\/p>\n\n\n\n

Understanding Your Relationship with Money<\/strong><\/span><\/h2>\n\n\n\n

Understanding and tracking your expenses helps determine how much you have to save and\/or spend. Once you have been able to identify any patterns within your relationship with money, you can make adjustments.<\/span><\/p>\n\n\n\n

Relieve Stress<\/strong><\/span><\/h2>\n\n\n\n

Money causes a lot of us stress and anxiety, but by budgeting, you can help manage your finances and prepare for rainy days. Here are some steps to help you on your budgeting journey:<\/span><\/p>\n\n\n\n

NHS Budgeting Tips<\/mark><\/strong><\/h2>\n\n\n\n

1. Start small<\/strong><\/p>\n\n\n\n

2. Budget with your partner<\/strong><\/p>\n\n\n\n

3. Remember that every month is different<\/strong><\/p>\n\n\n\n

4. Decide why you are budgeting<\/strong><\/p>\n\n\n\n

5. Test out different methods<\/strong><\/p>\n\n\n\n

6. Leave room for random surprises<\/strong><\/p>\n\n\n\n

7. Revisit and reanalyse your monthly budget<\/strong><\/p>\n\n\n\n

Budgeting Support<\/strong><\/span><\/h2>\n\n\n\n

If you need a little outside support, there are a range of organisations that can help you. Below, we have listed some organisations that can help you help you budget.  <\/span><\/p>\n\n\n\n

Citizens Advice<\/strong><\/b><\/h3>\n\n\n\n

Citizens Advice can offer advice and support concerning debt management, budgeting, benefits, and much more. Why not reach out and speak to your local Citizens Advice to see how they could help.<\/span><\/p>\n\n\n\n

\n
Use Citizens Advice ‘Work Out Your Budget’ Tool<\/a><\/div>\n<\/div>\n\n\n\n

<\/p>\n\n\n\n

Age UK<\/strong><\/b><\/h3>\n\n\n\n

As one of the UK’s leading charities, Age UK can offer support to people aged over 66 that are struggling financially. For more information, or to see how Age UK could help you, visit the Age UK Website<\/a>.<\/strong><\/span><\/p>\n\n\n\n

Money Helper<\/b><\/h3>\n\n\n\n

Money Helper, formally known as the Money Advice Service, offers a wide range of guides to managing money\u2013especially during unpredictable times. They also offer free, confidential debt advice. For more information, visit <\/span>Money Helper’s Website<\/strong><\/span><\/a> to see how they could support you.<\/span><\/p>\n\n\n\n

Money and Finance Support <\/h2>\n\n\n\n

Whether you are looking for information on mortgages<\/strong><\/span><\/a>, borrowing money<\/strong><\/span><\/a>, credit cards<\/strong><\/span><\/a>, car finance<\/strong><\/span><\/a>, or any other <\/span>financial service<\/span><\/a><\/strong>, we have support pages that can help you. <\/p>\n\n\n\n

Disclaimer<\/strong>: This blog post was written and shared by Health Service Discounts and is intended to inform readers about the topic at hand. Before engaging with any financial product, please speak to a professional.<\/p>\n\n\n\n

More Blogs<\/h2>\n\n\n\n
\n
\n
\"\"<\/a>
New NHS Discounts<\/span><\/strong>
Are you searching for new NHS discounts? Here at Health Service Discounts, we continually work with new brands across various categories, such as travel, fashion, finance, and much more.<\/figcaption><\/figure>\n\n\n\n
\n
Read More<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
\n
\"\"<\/a>
NHS Discount List<\/span><\/strong>
Are you searching for a specific discount? Why not take a look at our A-Z NHS Discount list that is updated monthly? Click the button below for more incredible discounts. <\/figcaption><\/figure>\n\n\n\n
\n
Read More<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
\"\"<\/a><\/figure>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

In simplest terms, budgeting is a spending plan that you create to help you better manage your money. It can […]<\/p>\n","protected":false},"author":30,"featured_media":11670,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[5],"tags":[],"class_list":["post-9547","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-saving-tips"],"yoast_head":"\nNHS Budget To Help You Save - How NHS Budgeting Works & How to Get Started - Health Service Discounts<\/title>\n<meta name=\"description\" content=\"Welcome to our NHS Budgeting blog. If you are looking for insight on NHS Budgeting, then our post will be of use, as we explain how it works.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NHS Budget To Help You Save - How NHS Budgeting Works & How to Get Started\" \/>\n<meta property=\"og:description\" content=\"Welcome to our NHS Budgeting blog. If you are looking for insight on NHS Budgeting, then our post will be of use, as we explain how it works.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/\" \/>\n<meta property=\"og:site_name\" content=\"Health Service Discounts\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-27T12:17:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-30T15:00:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2023\/01\/HSD_Budgeting_blog-feature.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"608\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Michael\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Michael\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/\"},\"author\":{\"name\":\"Michael\",\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/#\/schema\/person\/a1e26110375e0afb454245eda383b69b\"},\"headline\":\"NHS Budget To Help You Save – How NHS Budgeting Works & How to Get Started\",\"datePublished\":\"2023-07-27T12:17:15+00:00\",\"dateModified\":\"2023-08-30T15:00:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/\"},\"wordCount\":559,\"publisher\":{\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2023\/01\/HSD_Budgeting_blog-feature.png\",\"articleSection\":[\"Money Saving Tips\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/\",\"url\":\"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/\",\"name\":\"NHS Budget To Help You Save - How NHS Budgeting Works & How to Get Started - Health Service Discounts\",\"isPartOf\":{\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2023\/01\/HSD_Budgeting_blog-feature.png\",\"datePublished\":\"2023-07-27T12:17:15+00:00\",\"dateModified\":\"2023-08-30T15:00:34+00:00\",\"description\":\"Welcome to our NHS Budgeting blog. If you are looking for insight on NHS Budgeting, then our post will be of use, as we explain how it works.\",\"breadcrumb\":{\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/#primaryimage\",\"url\":\"https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2023\/01\/HSD_Budgeting_blog-feature.png\",\"contentUrl\":\"https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2023\/01\/HSD_Budgeting_blog-feature.png\",\"width\":1080,\"height\":608},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/healthservicediscounts.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"NHS Budget To Help You Save – How NHS Budgeting Works & How to Get Started\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/#website\",\"url\":\"https:\/\/healthservicediscounts.com\/blog\/\",\"name\":\"Health Service Discounts\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/healthservicediscounts.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/#organization\",\"name\":\"Health Service Discounts\",\"url\":\"https:\/\/healthservicediscounts.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2026\/07\/cropped-Blog-Logos-1.png\",\"contentUrl\":\"https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2026\/07\/cropped-Blog-Logos-1.png\",\"width\":1284,\"height\":536,\"caption\":\"Health Service Discounts\"},\"image\":{\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/#\/schema\/person\/a1e26110375e0afb454245eda383b69b\",\"name\":\"Michael\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/healthservicediscounts.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3099e919ad7bd4539b18043a16170479?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3099e919ad7bd4539b18043a16170479?s=96&d=mm&r=g\",\"caption\":\"Michael\"},\"description\":\"I\u2019ve been with Health Service Discounts since 2021, writing everything from money-saving tips to festive Netflix must-sees. When I\u2019m not helping you save a few \u00a3\u00a3\u00a3 or stay entertained, you\u2019ll probably find me at the cinema or lost in a video game.\",\"jobTitle\":\"Lead Copywriter\",\"url\":\"https:\/\/healthservicediscounts.com\/blog\/author\/michael\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"NHS Budget To Help You Save - How NHS Budgeting Works & How to Get Started - Health Service Discounts","description":"Welcome to our NHS Budgeting blog. If you are looking for insight on NHS Budgeting, then our post will be of use, as we explain how it works.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/","og_locale":"en_GB","og_type":"article","og_title":"NHS Budget To Help You Save - How NHS Budgeting Works & How to Get Started","og_description":"Welcome to our NHS Budgeting blog. If you are looking for insight on NHS Budgeting, then our post will be of use, as we explain how it works.","og_url":"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/","og_site_name":"Health Service Discounts","article_published_time":"2023-07-27T12:17:15+00:00","article_modified_time":"2023-08-30T15:00:34+00:00","og_image":[{"width":1080,"height":608,"url":"https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2023\/01\/HSD_Budgeting_blog-feature.png","type":"image\/png"}],"author":"Michael","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Michael","Estimated reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/#article","isPartOf":{"@id":"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/"},"author":{"name":"Michael","@id":"https:\/\/healthservicediscounts.com\/blog\/#\/schema\/person\/a1e26110375e0afb454245eda383b69b"},"headline":"NHS Budget To Help You Save – How NHS Budgeting Works & How to Get Started","datePublished":"2023-07-27T12:17:15+00:00","dateModified":"2023-08-30T15:00:34+00:00","mainEntityOfPage":{"@id":"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/"},"wordCount":559,"publisher":{"@id":"https:\/\/healthservicediscounts.com\/blog\/#organization"},"image":{"@id":"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/#primaryimage"},"thumbnailUrl":"https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2023\/01\/HSD_Budgeting_blog-feature.png","articleSection":["Money Saving Tips"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/","url":"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/","name":"NHS Budget To Help You Save - How NHS Budgeting Works & How to Get Started - Health Service Discounts","isPartOf":{"@id":"https:\/\/healthservicediscounts.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/#primaryimage"},"image":{"@id":"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/#primaryimage"},"thumbnailUrl":"https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2023\/01\/HSD_Budgeting_blog-feature.png","datePublished":"2023-07-27T12:17:15+00:00","dateModified":"2023-08-30T15:00:34+00:00","description":"Welcome to our NHS Budgeting blog. If you are looking for insight on NHS Budgeting, then our post will be of use, as we explain how it works.","breadcrumb":{"@id":"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/#primaryimage","url":"https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2023\/01\/HSD_Budgeting_blog-feature.png","contentUrl":"https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2023\/01\/HSD_Budgeting_blog-feature.png","width":1080,"height":608},{"@type":"BreadcrumbList","@id":"https:\/\/healthservicediscounts.com\/blog\/nhs-budgeting-how-budgeting-work-how-to-get-started\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/healthservicediscounts.com\/blog\/"},{"@type":"ListItem","position":2,"name":"NHS Budget To Help You Save – How NHS Budgeting Works & How to Get Started"}]},{"@type":"WebSite","@id":"https:\/\/healthservicediscounts.com\/blog\/#website","url":"https:\/\/healthservicediscounts.com\/blog\/","name":"Health Service Discounts","description":"","publisher":{"@id":"https:\/\/healthservicediscounts.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/healthservicediscounts.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/healthservicediscounts.com\/blog\/#organization","name":"Health Service Discounts","url":"https:\/\/healthservicediscounts.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/healthservicediscounts.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2026\/07\/cropped-Blog-Logos-1.png","contentUrl":"https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2026\/07\/cropped-Blog-Logos-1.png","width":1284,"height":536,"caption":"Health Service Discounts"},"image":{"@id":"https:\/\/healthservicediscounts.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/healthservicediscounts.com\/blog\/#\/schema\/person\/a1e26110375e0afb454245eda383b69b","name":"Michael","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/healthservicediscounts.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/3099e919ad7bd4539b18043a16170479?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3099e919ad7bd4539b18043a16170479?s=96&d=mm&r=g","caption":"Michael"},"description":"I\u2019ve been with Health Service Discounts since 2021, writing everything from money-saving tips to festive Netflix must-sees. When I\u2019m not helping you save a few \u00a3\u00a3\u00a3 or stay entertained, you\u2019ll probably find me at the cinema or lost in a video game.","jobTitle":"Lead Copywriter","url":"https:\/\/healthservicediscounts.com\/blog\/author\/michael\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2023\/01\/HSD_Budgeting_blog-feature.png",1080,608,false],"thumbnail":["https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2023\/01\/HSD_Budgeting_blog-feature-150x150.png",150,150,true],"medium":["https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2023\/01\/HSD_Budgeting_blog-feature-300x169.png",300,169,true],"medium_large":["https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2023\/01\/HSD_Budgeting_blog-feature-768x432.png",768,432,true],"large":["https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2023\/01\/HSD_Budgeting_blog-feature-1024x576.png",1024,576,true],"1536x1536":["https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2023\/01\/HSD_Budgeting_blog-feature.png",1080,608,false],"2048x2048":["https:\/\/healthservicediscounts.com\/blog\/wp-content\/uploads\/2023\/01\/HSD_Budgeting_blog-feature.png",1080,608,false]},"uagb_author_info":{"display_name":"Michael","author_link":"https:\/\/healthservicediscounts.com\/blog\/author\/michael\/"},"uagb_comment_info":0,"uagb_excerpt":"In simplest terms, budgeting is a spending plan that you create to help you better manage your money. It can […]","_links":{"self":[{"href":"https:\/\/healthservicediscounts.com\/blog\/wp-json\/wp\/v2\/posts\/9547","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/healthservicediscounts.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/healthservicediscounts.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/healthservicediscounts.com\/blog\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/healthservicediscounts.com\/blog\/wp-json\/wp\/v2\/comments?post=9547"}],"version-history":[{"count":32,"href":"https:\/\/healthservicediscounts.com\/blog\/wp-json\/wp\/v2\/posts\/9547\/revisions"}],"predecessor-version":[{"id":12895,"href":"https:\/\/healthservicediscounts.com\/blog\/wp-json\/wp\/v2\/posts\/9547\/revisions\/12895"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/healthservicediscounts.com\/blog\/wp-json\/wp\/v2\/media\/11670"}],"wp:attachment":[{"href":"https:\/\/healthservicediscounts.com\/blog\/wp-json\/wp\/v2\/media?parent=9547"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/healthservicediscounts.com\/blog\/wp-json\/wp\/v2\/categories?post=9547"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/healthservicediscounts.com\/blog\/wp-json\/wp\/v2\/tags?post=9547"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}